Tag Archive: save money


November 2011 marked a one year anniversary of my first steps into the investing world. In my final two years at university I copiously researched investing (risk tolerance, where to invest effectively for tax purposes etc) and finally decided to take the plunge three months into my first job out of university. November 2011 has also marked some important steps in progressing my finances. As I’ve mentioned in previous articles – personal finance management does not stop. You must continue to stay on top of your situation and ensure your money is making money for you whilst you sleep. Complacency and personal finance should never be said in the same sentence.

What are the three steps I’ve taken this month?

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The Money Diaries @ I Will Teach You To Be Rich: Based on New York Magazine’s Sex Diaries. A collection of stories from real people about their spending habits over seven days, anonymized and posted here.

When renting is smarter than buying @ Get Rich Slowly: This a topic that many people feel strongly about. Myths such as ‘you’re throwing money away’ tend to transpire when the discussion gets underway. Sometimes it can make more sense to rent.

Extreme Early Retirement in Practice @ Get Rich Slowly: I’m always keen for young people and graduates especially to take their pension and retirement seriously. If you’re not contributing to your pension yet when do you expect to start? This article will help to put things into perspective.

Why We Save @ The Simple Dollar: The simplicity of everything we do. Trent’s 5 year old is saving for a Nintendo DS. If a 5 year old can save surely anyone can?

This week concludes the series ‘Levels of Personal Finance’. Over the past month I have gone through what I deem to be the levels that you can go through or aim for whilst you make the transition from ignorance to complete control over your finances. View full article »

Over the past few weeks I’ve been reflecting on my journey through personal finance. It started when I googled “save money” back in 2003 when I was 15. Since then a lot of things have changed. My mindset is geared towards maximising the income I receive from my savings and I’m keen as always to find a good deal.  View full article »

Six years ago I completely overhauled my finances…well I started looking at my personal finances at first. The rest is history. I have written a basic list below to try and remember every, single thing I’ve ever done to improve my financial situation. I have no doubt that this list will continue to grow so feel free to add your suggestions. I’m always looking for new perspectives and tips on managing my money: View full article »

I like to talk about eating out on this blog and my attempts to reduce the amount of times a week I spend eating out. I try to pack a lunch everyday and minimise the number of dinners out. Eating Out can be an important part of people’s lives, however, so it seems unfair to suggest cutting it out altogether. If you’re a fanatic of eating out here are a few top tips to keep the costs down: View full article »

Christmas has been and gone for another year but I can’t help thinking about it. I’m enjoying my presents (I got a couple of books on consulting, some make-up, jewellery and vouchers) and reflecting on how this has been one of the cheapest Christmas’s I’ve had. Thankfully over the years my friends and I decided, as students, not to buy gifts for one another but instead to have a night out. We still have this tradition so the only people that I need to buy gifts for is my immediate family. View full article »

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