Whilst waiting for a Tube this weekend gone, I was browsing the adverts as usual. I was struck by an advertisement by Lloyds TSB. It said: I spent how much? On what? When? View full article »
Tag Archive: personal finance
Six years ago I completely overhauled my finances…well I started looking at my personal finances at first. The rest is history. I have written a basic list below to try and remember every, single thing I’ve ever done to improve my financial situation. I have no doubt that this list will continue to grow so feel free to add your suggestions. I’m always looking for new perspectives and tips on managing my money: View full article »
My last article was about consulting and evaluating your own situation. There’s no doubt that my thoughts around evaluation and personal development are particularly heightened due to my mid-year review that took place last week. View full article »
Consulting is an interesting profession. I feel very lucky that I work for a consulting firm because it has made me even keener to explore attitudes towards improvement and development. As consulting firms work to solve problems faced by businesses everyday there is a distinct air of evaluation. View full article »
One of the things I love thinking about is how much your family and upbringing impacts on your attitude towards money. In the past I’ve described that my father’s attitude towards bills always made me feel as though our family were poor which was not really the case at all. We weren’t rich but we weren’t really struggling to pay bills. View full article »
Let’s admit something: Personal finance and money management is not the be-all or end-all. It’s a part of life that should be balanced and shouldn’t be something that constantly stresses you or eats into your life. So how can we simplify things?
Well, I always start with the importance of goals. Don’t know what that goal is? Doesn’t mean you can’t stop saving. It’s true that having a targetted savings account is very effective in keeping you on track but what if you genuinely want to save for something big but don’t know what that thing is yet. Let me introduce the AgeK method. View full article »
Every Saturday The Thrift Diaries gives you a round-up of the best articles on the web. I’m an avid follower of many brilliant personal finance blogs and would like to share the best articles with you. These won’t always be recent articles as I often like to sift through the archives of my favourite blogs. View full article »
The editor of City AM (a free morning business paper) has launched a campaign for financial literacy. He argued that not enough people understand money and the impact of their spending choices on their personal finances. I couldn’t agree more. I often find myself struggling to get others (who have asked my advice) to implement changes to their lifestyle in order to improve their financial situation. What’s the problem? Is it just a matter of education? View full article »
I read City A.M. (a free business newspaper given out every weekday morning at various train stations in London) every morning and today an article struck me as possible good news for students.
Sainsbury’s and other supermarkets are hoping to lead the jobs rise within the UK. Sainsbury’s are said to be creating 20,000 new jobs over the next three years. All that has been revealed is that these jobs will be both full-time and part-time. There isn’t much details about what parts of Sainsbury’s the jobs will be available in. View full article »
One of the techniques I use in order to maximise the return on my savings is by utilising several different types of financial products. Each year my savings goals is oriented around filling up my ISA. Unfortunately interest rates on ISAs have been terrible since 2008 meaning I have to change my technique to ensure I earn the most I can on my savings. View full article »
