Tag Archive: personal finance management


November 2011 marked a one year anniversary of my first steps into the investing world. In my final two years at university I copiously researched investing (risk tolerance, where to invest effectively for tax purposes etc) and finally decided to take the plunge three months into my first job out of university. November 2011 has also marked some important steps in progressing my finances. As I’ve mentioned in previous articles – personal finance management does not stop. You must continue to stay on top of your situation and ensure your money is making money for you whilst you sleep. Complacency and personal finance should never be said in the same sentence.

What are the three steps I’ve taken this month?

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The riots across the UK have dominated the headlines for most of the past week as politicians and the general public alike stuggle to comprehend the true cause of the violence. I was disappointed as I watched footage of my beloved London being destroyed by people as young as 11. As the rioting took a hold of the headlines I watched more and more footage of reporters asking those that were looting why they were committing such acts. One girl proudly says “We’re getting our taxes back innit”. This girl could not have been any older than 18 so it’s questionable how much ‘tax’ she had a ‘right to claim back’. On other footage hooded youths were being asked why this was happening and they explained that due to budget cuts they had lost access to youth and sports clubs which we all know are essential to keep young people from gang culture. It’s sad that young people have had many of their entertainment facilities removed. There was also discussion that young people couldn’t find work and that other Londoners (those in employment)  are ‘rich’ whereas they’re poor. View full article »

Money Manager

Whilst waiting for a Tube this weekend gone, I was browsing the adverts as usual. I was struck by an advertisement by Lloyds TSB. It said: I spent how much? On what? When? View full article »

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