Tag Archive: investing


November 2011 marked a one year anniversary of my first steps into the investing world. In my final two years at university I copiously researched investing (risk tolerance, where to invest effectively for tax purposes etc) and finally decided to take the plunge three months into my first job out of university. November 2011 has also marked some important steps in progressing my finances. As I’ve mentioned in previous articles – personal finance management does not stop. You must continue to stay on top of your situation and ensure your money is making money for you whilst you sleep. Complacency and personal finance should never be said in the same sentence.

What are the three steps I’ve taken this month?

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This week concludes the series ‘Levels of Personal Finance’. Over the past month I have gone through what I deem to be the levels that you can go through or aim for whilst you make the transition from ignorance to complete control over your finances. View full article »

Week 4 brings you level 4 of Personal Finance: The Advanced Level. The person who has moved into the Advanced Level has moved to the upper half of the Personal Finance scale and is close to reaching a state where minimal effort is needed. If you have reached this level this will be demonstrated by a healthy emergency fund (3-6 months living expenses dependent on circumstances), you have a long term savings plan and you’ve started to familiarise yourself with financial jargon. Most of this will come from preliminary research into investing in stocks and shares. View full article »

‘Mistakes’ is perhaps a bit strong to use here but I couldn’t resist using alliteration! This article is more of a chance to reflect on my financial situation of 2010 – what I’ve done well, how much I’ve spent and what I could have done better. I’ve learnt a lot in the past year mostly because of my transition from being a student to working in a full-time graduate position. It’s been an upgrade to say the least because of my increase in income. View full article »

The Thrift Diaries has officially been live for six months. It’s been a period of experimentation and change but one that I’ve enjoyed every step of the way. Today I’d like to share with you the first ever post followed by all the most-viewed posts to give you a flavour of the direction that The Thrift Diaries is going in. View full article »

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