One of the greatest things about student life is the flexibility of your timetable. If you’re lucky enough you will never have a 9am start for the whole three years at university. It’s great to have so much freedom: you’re able to go out late during the week and meet your friends for brunch at gone 12pm the next day without a worry in the world. View full article »
Category: Psychology & money
Every Saturday The Thrift Diaries gives you a round-up of the best articles on the web. I’m an avid follower of many brilliant personal finance blogs and would like to share the best articles with you. These won’t always be recent articles as I often like to sift through the archives of my favourite blogs. View full article »
The editor of City AM (a free morning business paper) has launched a campaign for financial literacy. He argued that not enough people understand money and the impact of their spending choices on their personal finances. I couldn’t agree more. I often find myself struggling to get others (who have asked my advice) to implement changes to their lifestyle in order to improve their financial situation. What’s the problem? Is it just a matter of education? View full article »
I like to talk about eating out on this blog and my attempts to reduce the amount of times a week I spend eating out. I try to pack a lunch everyday and minimise the number of dinners out. Eating Out can be an important part of people’s lives, however, so it seems unfair to suggest cutting it out altogether. If you’re a fanatic of eating out here are a few top tips to keep the costs down: View full article »
It’s been almost eight years since I began managing my personal finances. I can’t believe I’m getting closer to that decade mark! It’s been an enjoyable journey so far mainly because I had the benefit of realising at a young age that saving is key to being financially stable. The journey has only really just begun because I’ve started earning more than I ever have before. So how do I keep going? How do I keep working to improve my situation? View full article »
This weekend gone I watched a TV programme that follows a family of seven as they look for a new home and life in Las Vegas. The programme starts with the family asleep in their car – their home until they find somewhere in Vegas. As a family struggling to make ends meet it was a difficult programme to watch. View full article »
One of the most commonly mentioned topics on this blog is tracking expenses. I place an emphasis on this because this is the best way of identifying potential problem areas in your spending. Today I want to focus on tracking your progress. View full article »
One of the greatest difficulties of changing habits especially money habits is that you convince yourself that ‘cutting back’ is restrictive and will have a negative impact on your standard of living. Shopping at cheaper shops for food or only buying things on offer is for cheap people, right?
Wrong. Much of what I try to communicate on this blog is that everything is determined by your reaction to it. If you think making cutbacks is ‘boring’ or makes you seem ‘cheap’ you will always feel like this. Your mind is powerful and can convince you of anything. View full article »
The Thrift Diaries has officially been live for six months. It’s been a period of experimentation and change but one that I’ve enjoyed every step of the way. Today I’d like to share with you the first ever post followed by all the most-viewed posts to give you a flavour of the direction that The Thrift Diaries is going in. View full article »
Money is a taboo subject. Nobody should ask about your salary, how much your home cost and how much debt you have. It’s virtually impossible to talk about money without being frowned upon. View full article »
