Archive for November, 2011


November 2011 marked a one year anniversary of my first steps into the investing world. In my final two years at university I copiously researched investing (risk tolerance, where to invest effectively for tax purposes etc) and finally decided to take the plunge three months into my first job out of university. November 2011 has also marked some important steps in progressing my finances. As I’ve mentioned in previous articles – personal finance management does not stop. You must continue to stay on top of your situation and ensure your money is making money for you whilst you sleep. Complacency and personal finance should never be said in the same sentence.

What are the three steps I’ve taken this month?

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This weekend passed I was looking through my expenses of the last few months. Since I moved out of my sister’s place and back into Central London I knew that my expenses would have increased. I was careful at the beginning of the year to sort out my budget which takes on the 70/20/10 structure. I’ve never been great at splitting my money into more than essentials, non-essentials and savings so this budget always worked best for me. View full article »

Primarily this blog is about sharing experiences of money management and giving advice to students and graduates as they progress through their careers. Over the years, I’ve developed sound devices for money management including tracking expenses, developing a budget that works for me  and investing in the stock market whilst remaining highly diversified

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